Tracey Minutolo, like many young people, brought her college loans and credit card debt with her as she headed for new work on the west coast. When her employer reduced everyone’s salary by 20%, she took charge and entered a debt management program. Three years later, finally coming out of debt, she vowed not to slide backwards. Today she is a financial freedom fighter and side hustle coach. She helps motivated nine-to-fivers to choose, launch, and grow side businesses that they love. When she's not coaching, she's probably playing with microorganisms at her day job.